Memphis, Tennessee, resonates with the deep and soulful rhythms of blues, rock ‘n’ roll, and soul music, echoing the city’s profound musical legacy. This city, more than just the birthplace of iconic sounds, is a mosaic of cultural diversity, historical significance, and a strong sense of community. From the bustling streets of Beale Street to the tranquil beauty of the Mississippi River, Memphis offers a unique urban experience. The city’s appeal is further magnified by its proximity to charming areas such as Midtown, East Memphis, Germantown, and Collierville, offering residents a variety of lifestyle choices within Memphis’s vibrant tapestry.
Dreaming of making Memphis your home? Our Jumbo Verified™ lender network is here to provide competitive rates and mortgage plans tailored to Memphis’s unique real estate market. Whether you’re drawn to a historic home in a leafy neighborhood, a modern downtown condo, or a spacious residence in a suburban setting, we’re committed to facilitating your homeownership journey in Memphis.
Personalized Mortgage Solutions for Memphis’s Diverse Real Estate Landscape
Memphis’s real estate market is as diverse as its cultural heritage, offering a range of properties from historic estates to contemporary urban apartments. Our lending experts are prepared to offer mortgage strategies that cater to your unique vision for a home in Memphis.
- Explore a variety of mortgage types for Memphis properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions designed to match Memphis’s varied property landscape, assisting you to find a home that aligns with your preferences.
- Customized mortgage plans that complement your lifestyle in Memphis, whether you’re seeking the vibrancy of city life or the tranquility of suburban living.
- Expert insights into Memphis’s housing market, with specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to support your home purchase or refinancing in Memphis, simplifying your path to homeownership.
Experience the Vibrant Lifestyle of Memphis
Memphis is not just a place to live; it’s a lifestyle enriched by opportunities for cultural engagement, historical exploration, and community involvement. From the legendary Sun Studio to the serene Shelby Farms Park, Memphis invites you to live a life full of discovery and enjoyment.
2024 TENNESSEE CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ANDERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BEDFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BENTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BLEDSOE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BLOUNT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRADLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAMPBELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CANNON COUNTY | $943,000 | $1,207,200 | $1,459,250 | $1,813,500 |
| CARROLL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHEATHAM COUNTY | $943,000 | $1,207,200 | $1,459,250 | $1,813,500 |
| CHESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAIBORNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COCKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COFFEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CROCKETT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUMBERLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DAVIDSON COUNTY | $943,000 | $1,207,200 | $1,459,250 | $1,813,500 |
| DECATUR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DEKALB COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DICKSON COUNTY | $943,000 | $1,207,200 | $1,459,250 | $1,813,500 |
| DYER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FAYETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FENTRESS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GIBSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GILES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRAINGER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRUNDY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMBLEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMILTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HANCOCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARDEMAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARDIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAWKINS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAYWOOD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENDERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HICKMAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOUSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUMPHREYS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JOHNSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KNOX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAUDERDALE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAWRENCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEWIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOUDON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCMINN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCNAIRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MACON COUNTY | $943,000 | $1,207,200 | $1,459,250 | $1,813,500 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARSHALL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MAURY COUNTY | $943,000 | $1,207,200 | $1,459,250 | $1,813,500 |
| MEIGS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MOORE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MORGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OBION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OVERTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PERRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PICKETT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POLK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PUTNAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RHEA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROANE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROBERTSON COUNTY | $943,000 | $1,207,200 | $1,459,250 | $1,813,500 |
| RUTHERFORD COUNTY | $943,000 | $1,207,200 | $1,459,250 | $1,813,500 |
| SCOTT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SEQUATCHIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SEVIER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHELBY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SMITH COUNTY | $943,000 | $1,207,200 | $1,459,250 | $1,813,500 |
| STEWART COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SULLIVAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUMNER COUNTY | $943,000 | $1,207,200 | $1,459,250 | $1,813,500 |
| TIPTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TROUSDALE COUNTY | $943,000 | $1,207,200 | $1,459,250 | $1,813,500 |
| UNICOI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UNION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VAN BUREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WEAKLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WHITE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILLIAMSON COUNTY | $943,000 | $1,207,200 | $1,459,250 | $1,813,500 |
| WILSON COUNTY | $943,000 | $1,207,200 | $1,459,250 | $1,813,500 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND MEMPHIS
Neighborhoods
Windyke – Southwind, Cordova – Appling, Eads – Fisherville, River Oaks – Kirby – Balmoral, East Memphis – Colonial – Yorkshire, Hickory Ridge – South Riverdale, Raleigh, Midtown, Berclair – Highland Heights, White Haven – Coro Lake, Parkway Village – Oakhaven, Downtown & Shelby Forest – Frayser.
Zip Codes
38104, 38106, 38107, 38108, 38109, 38111, 38112, 38114, 38115, 38116, 38117, 38118, 38119, 38122, 38125, 38127, 38128, 38134, 38135, 38138, 38139 & 38141
Counties
Shelby County, Fayette County, Hardeman County, McNairy County, Hardin County, Chester County, Madison County, Haywood County, Tipton County, Lauderdale County, Crockett County, Henderson County, Decatur County, Perry County & Carroll County.